Surplus Funds: What They Are and How You Could Be Owed Thousands
- Mercy Management
- Aug 6
- 1 min read
Think of surplus funds as the often‑forgotten silver lining. It’s the extra money left over when a property sells for more than what’s owed on the mortgage, liens, and fees.
Mortgages owed: $95,000
Auction sale price: $140,000 → Surplus funds: $45,000
But you won’t automatically receive a check. Counties keep that money unless someone acts to claim it. Common reasons people don't get it:
They didn’t know they had a claim
Missed the legal deadline
Got taken advantage of by for‑profit “claim agents”
Mercy Management’s Promise: We handle the full claim—finding your sale, filing documentation, tracking deadlines, and ensuring you get every dollar you’re owed.