Surplus Funds Distribution Explained: What Happens After Your Claim Is Approved

When your surplus funds claim is approved, you might wonder—how do I actually get the money? Here's how the process usually works, step by step:

1. Court or County Approval Finalizes Your Claim

Once all required documents are submitted and approved (usually by a judge or county clerk), your case is officially closed in your favor.

• In some states, this may involve a final hearing or written order.

• In others, it’s handled administratively by the clerk’s office.

2. Payment Processing Begins

After approval, the court or county treasurer issues a check or wire transfer, depending on their procedures. Some counties require a W-9 form from the claimant for tax purposes.

• Payment is often made in the form of a government-issued check

• Timing varies: usually 2–6 weeks from approval

3. Deductions (If Any) Are Applied

The county or trustee will deduct:

• Filing fees (if unpaid)

• Court-appointed fees (if a guardian or attorney was involved)

• If you hired a surplus fund recovery company, their contingency fee is deducted only after the full amount is released

At Mercy Management, our clients receive a detailed breakdown showing exactly what was recovered, what (if anything) was deducted, and how much is going into their hands.

4. Funds Are Released to the Claimant

You’ll receive your payment via:

• Certified mail, direct deposit, or pick-up (rarely)

• Always sent to the person or heir who filed the claim—not to a third party (unless legally assigned)

What to Expect from Mercy Management

We provide updates at every step—from claim filed to check issued—so you’re never in the dark. Our process is transparent, and your peace of mind is our priority.